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Car accidents can alter the course of your life, especially if you suffer serious injuries, resulting in medical expenses, lost wages, property damage, and pain and suffering. At Rogers, Patrick, Westbrook & Brickman LLC, our Mt. Pleasant car accident lawyers understand the heavy toll a car accident can cause. We are dedicated to holding negligent drivers accountable and recovering millions of dollars in compensation for our injured clients.
The most dangerous roads in Mt. Pleasant include the following major highways, heavily trafficked roads, and intersections:
Car accidents can arise out of many different situations. Some of the most common include:
Nearly all car accidents result in some type of injuries, even minor ones. Car accidents are the leading cause of personal injuries, including back, neck, and spinal cord injuries, burns, crushed or severed limbs, disfigurement, nerve and organ damage, paralysis, psychological trauma, traumatic brain injuries (TBIs), and whiplash.
In South Carolina, you must report accidents that result in injuries, fatalities, or damage of $400 or higher. The state statute on car accidents requires a written report and verification of both drivers’ liability insurance coverage. Minor accidents that do not result in injuries or costly damage do not require reporting.
Driving without insurance is illegal in South Carolina and can have serious consequences. The South Carolina Department of Insurance requires motorists to carry minimum auto insurance of at least:
The minimum requirements ensure that all drivers can cover others’ expenses and damage should an accident occur. It is highly recommended that you carry additional coverage for yourself and family members who will be riding in or driving the vehicle.
South Carolina is not a no-fault state and follows the rule of comparative negligence. If you have less than 50 percent responsibility for the accident, you can file a claim against the other driver for your injuries and losses. Your percentage of fault then reduces the compensation you recover. For instance, if you are 20 percent responsible, you will recover 80 percent of the total compensation awarded.
In South Carolina, you can seek compensation for economic damages, such as medical expenses and lost wages, and non-economic damages for intangible costs, such as pain and suffering or loss of life enjoyment.
You have a limited period for filing car accident claims in South Carolina. The statute of limitations for filing car accident claims is three years from the date of the accident or death.
Various processes depend on the accident’s circumstances, the severity of the injuries, and the number of responsible parties. Generally, the process begins by filing a claim with the insurance company. A claims adjuster will investigate the accident, review the submitted documents, and write a report, which typically triggers the insurance company to make an initial settlement offer. There may be several offers between the parties during the process. If a settlement is not reached, you can file a civil lawsuit to recover damages, which will likely include a trial.
Any evidence you can gather during the accident can support your accident claims. If you are physically able following an accident, you should take the following steps:
Car accident claims are often complex and challenging. Hiring an experienced car accident lawyer ensures that your claim will be handled appropriately, your rights protected, and you will secure the best possible outcome. Our dedicated Mt. Pleasant car accident lawyers can handle the following on your behalf:
Suffering injuries in a car accident caused by someone else’s negligent actions can leave you with costly medical bills, lost wages, and pain and suffering. If a negligent driver has injured you, the experienced Mt. Pleasant car accident lawyers at Rogers, Patrick, Westbrook & Brickman LLC can help you recover the compensation you deserve for your injuries and losses. Call today at 843-727-6500 or contact us online to schedule a free consultation. Located in Charleston, Mt. Pleasant, Aiken, and Columbia, South Carolina, we serve clients throughout South Carolina.