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Most Common Car Accident Claims in Charleston

Car accidents are one of the most common causes of personal injury claims in Charleston and across South Carolina. With busy intersections downtown, heavy traffic on I-26 and Highway 17, and an influx of tourists unfamiliar with local roads, crashes can happen anywhere and at any time. Unfortunately, these accidents often leave victims with serious injuries, mounting medical bills, and ongoing financial stress.

Understanding the most common types of car accident claims in Charleston can help you recognize when another driver may be legally responsible for your injuries—and when you should seek legal help to protect your rights.

Rear-End Collisions

Rear-end crashes are among the most frequent accidents in Charleston, particularly in congested areas such as Meeting Street, King Street, or during rush hour on I-526. These accidents usually occur when a driver follows too closely, is distracted, or fails to stop in time at a red light or stop sign.

While some rear-end collisions may seem “minor,” they can cause serious and lasting injuries such as whiplash, herniated discs, and concussions. In South Carolina, the rear driver is often presumed to be at fault, but insurance companies may still attempt to dispute liability or minimize your claim.

T-Bone Accidents

Also known as side-impact collisions, T-bone accidents typically happen at intersections when one driver runs a red light, ignores a stop sign, or fails to yield the right of way. In Charleston, intersections along Savannah Highway and Rivers Avenue see a high volume of these crashes.

T-bone accidents are particularly dangerous because the sides of vehicles offer little protection compared to the front or rear. Victims may suffer broken bones, spinal injuries, or traumatic brain injuries that require long-term treatment.

Head-On Collisions

Though less common, head-on collisions are among the most devastating types of car accidents. These crashes often happen on two-lane rural roads outside Charleston when a driver drifts into oncoming traffic or attempts to pass unsafely.

Head-on collisions are frequently caused by drunk driving, fatigue, or distracted driving. The force of impact in these crashes often leads to catastrophic injuries or fatalities, making them some of the most serious claims we handle.

Distracted Driving Accidents

Charleston’s mix of heavy local traffic, tourist drivers, and busy downtown streets makes distracted driving a growing concern. Drivers who text, check their GPS, eat, or even admire the scenery can cause serious crashes in just seconds.

Distracted driving accidents are entirely preventable, yet they remain a leading cause of collisions in South Carolina. Victims injured by a distracted driver have the right to seek compensation for their medical expenses, lost wages, and pain and suffering.

Drunk and Impaired Driving Accidents

Despite strict DUI laws, drunk driving remains a serious issue in Charleston, particularly on weekends and near entertainment districts. Impaired drivers put everyone on the road at risk, and the injuries they cause are often severe.

Victims of drunk driving accidents may be entitled not only to compensatory damages but also to punitive damages, which are designed to punish reckless conduct and deter future behavior.

Rideshare and Commercial Vehicle Accidents

With Charleston’s growing population and tourism industry, rideshare services like Uber and Lyft, as well as delivery and commercial vehicles, are common on the road. When these vehicles are involved in crashes, the claims process can be more complex. Multiple insurance policies may apply, and corporate defendants often fight aggressively to limit their liability.

Why Legal Help Matters in Charleston Car Accident Claims

Even when fault seems clear, insurance companies often try to deny or reduce payouts. They may argue that your injuries were pre-existing, that you were partially at fault, or that your damages are worth far less than you claim.

An experienced Charleston car accident lawyer can level the playing field by:

  • Investigating the accident and gathering evidence such as traffic camera footage, police reports, and witness statements.
  • Identifying all responsible parties and insurance policies that may provide coverage.
  • Handling all communication and negotiation with insurers.
  • Fighting for full compensation in court if necessary.

Contact a Charleston Car Accident Lawyer at Rogers, Patrick, Westbrook & Brickman LLC Today

If you or a loved one has been injured in a car accident, our Charleston car accident lawyers at Rogers, Patrick, Westbrook & Brickman LLC are here to help. Call us today at 843-727-6500 or contact us online to schedule your free consultation. With offices in Charleston, Mt. Pleasant, Aiken, and Columbia, we proudly represent clients across South Carolina.

How can we help? Fill out the form for a free case review.

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